Resolved Question: Too much body fat, but im not overweight.?

Hi, im 15 years old right now. I am 5'3" and my weight is 136 pounds. I have alot of fat on my belly and upper chest. But my arms are pretty skinny. I want to lose all the fat, what would you recommend? I bought from premium WuLong Tea from http://wulongforlife.com/ and I am currently drinking that tea.

What tips would you offer to lose my belly fat and my upper chest? Also, any comments on the tea?